Would it be unethical for a health insurance company to penalize a client who has risk factors for Type 2 diabetes and continues an unhealthy lifestyle?

Theory research Paper
July 14, 2020
Discuss What you Believe are the two most important practices recommended for avoiding interview contamination
July 14, 2020

Would it be unethical for a health insurance company to penalize a client who has risk factors for Type 2 diabetes and continues an unhealthy lifestyle?

300 words minumum discussion.
Due in 4 hours. (8:30 PM CDT)
Required Textbook: Mason M. (2011). Adulthood and Aging 1st edition
Chapter 11
Would it be unethical for a health insurance company to penalize a client who has risk factors for Type 2 diabetes and continues an unhealthy lifestyle? Why or why not?
Focus on research and academic articles(no websites).
In ADDITION to the class textbook 3references(usePsycInfo)must be cited in APA format.You may include personal commentary only after you adequately answer using literary support.